how to apply kisan credit card telugu

The Kisan Credit Card (KCC) scheme is being worked on to increase the existing loan limit from Rs. 3 lakh to Rs. 5 lakh.
The central government launched the Kisan Credit Card (KCC) scheme in 1998. It provides short-term crop loans to farmers at a minimum interest rate of 9 percent through this credit card. Of this, the central government bears the interest subsidy of 2 percent. Moreover, an additional interest subsidy of 3 percent is being provided to those who repay the loans on time. This means that farmers have to pay only 4 percent interest. As of June 2023, there are 7.4 crore active credit card accounts across the country under this scheme. The government has provided a loan of Rs. 8.9 lakh crore to all of them
Limit increase
Farmers have been demanding for many years to increase the loan limit of this Kisan Credit Card in line with the increasing agricultural costs. Agricultural experts have also suggested that providing loans to farmers at low rates will increase production capacity. Taking all these factors into consideration, the Central Government is planning to increase the loan limit of Kisan Credit Cards. Through this, not only farmers who do agriculture, but also farmers who raise livestock and fish will benefit greatly by applying this scheme.
How to get a Kisan Credit Card..?

The loan is sanctioned by considering factors such as the farmer's income, past loan history, and agricultural land. Once a Kisan Credit Card is taken, there is a time limit of five years. A loan of Rs. 5 lakh is provided in these five years. Also, the government provides insurance cover to farmers who have this card. If the farmer dies... the family will receive financial assistance of up to Rs. 50 thousand. Along with the Kisan Credit Card, farmers will be provided with a savings account, debit card, and smart card. Interest is earned on the savings made in that account.
Eligible

The age of farmers applying for a Kisan Credit Card should not exceed 18 to 75 years.

* Farmers who own agricultural land

* Tenant farmers

* Aqua farmers

* Fishermen

* Sheep, rabbit, pig, bird, chicken breeders

* Animal husbandry

Application procedure

* Open the website of the bank from which you want to take a loan.

* After that, select the Kisan Card option

* Once the application form opens, enter all the details and press the Submit button

* After checking all your qualifications, the bank will issue the Kisan Credit Card.

* You can also apply offline by going to the bank.

how to apply kisan credit card telugu

This includes the establishment of a Makana Board in Bihar, , Kisan Credit Card limit increased from Rs. 3 lakh to Rs. 5 lakh. It was announced that MSMEs will be given high priority in the budget. Also, the Pradhan Mantri Dhandanya Yojana was announced. He said that 1.7 crore farmers will benefit from this Dhan Dhanya Yojana. He also said that as part of the promotion of agriculture in the backward districts of the country, efforts will be made to provide godowns, irrigation and credit facilities. He said that a self-sufficiency scheme is being brought for the production of pulses. Through this, he said that a decision has been taken to purchase lentil, pulses and masoor dal. In addition, Nirmala Sitharaman announced in Parliament that a new scheme is being brought for the production of fruits and vegetables. Union Finance Minister Nirmala Sitharaman introduced the Union Budget of Rs. 50,65,345 crore in Parliament for the financial year 2025-26.
Short-term loans can be obtained from banks in the fisheries and animal husbandry sectors including agriculture through these cards. Also, a loan can be taken through this Kisan Card for agricultural activities such as fertilizers, pesticides, seeds, labor costs, and harvesting costs. Insurance facility is also available with these Kisan Credit Cards. These Kisan Credit Cards can be obtained online or offline.
Earlier, a guarantee was required for loans above Rs. 1.60 lakh. Recently, the Reserve Bank of India (RBI) increased the unsecured loan limit to Rs. 2 lakh. This means that now loans up to Rs. 2 lakh can be obtained without any collateral. Under this scheme, loans are provided for agricultural activities at a reasonable interest rate of just 4 percent. The minimum age of applicants is 18 years, and there is no maximum age limit. Under this scheme, a maximum loan of Rs. 3 lakh can be taken, which was recently increased by the Center to Rs.
5 lakh. The maximum loan tenure is 5 years. The validity of the Kisan Credit Card is also five years
How to get a Kisan Credit Card offline? 1. Farmers should contact the government or private bank where they have their account.
There, take the Kisan Credit Card application form and enter the details mentioned in it. 2. Show one of the Aadhaar card, voter ID, driving license, PAN card, passport as ID proof.
3. Attach a passport size photo and agricultural land documents to the application form and submit it to the bank. 4. The banks will check the details you have submitted and grant you a Kisan Credit Card with a validity of five years.
How to get a Kisan Credit Card online? 1. First, open the website of the relevant bank. 2. Select the option related to loans in it and click on the option called Kisan Credit Card in it. 3. Details asked there